Fractional Finance Director for ambitious SMEs
Get the clarity to see what’s ahead, and make confident decisions about growth, profitability and cash flow.
Bookkeeping and year-end accounts are the basic requirements for every business. What’s missing is the insight in between, the monthly clarity on cash, profit and what’s coming next.
FDPack fills that gap, right at the point where growing complexity has you thinking about hiring a Finance Director. Before you do, talk to us. We combine hands-on fractional Finance Director expertise with our own forecasting software, so you always know where your business stands and where it’s heading, without the cost of a full-time hire.
A relaxed conversation about where your business is now, and where you’d like it to go.
You Can’t Make Good Decisions Without Clear Financial Visibility
Whatever stage your business is at, the questions don’t go away:
Bookkeeping tells you what happened last month. Year-end accounts tell you what happened last year. Neither tells you what’s coming.
So decisions get delayed. Or made on gut feel. And the bigger the business gets, the bigger that risk becomes.
That’s the gap FDPack fills.
See what’s coming. Decide with confidence.
Imagine knowing, right now, what the next three months of trading looks like, and what your bank balance will be by year-end. Whether your margins are on track. What your corporation tax will be this year. How much debt you’ll have paid off.
That’s where we come in. FDPack gives you a clear, forward view of your Cash Flow, Profit and Balance Sheet, always current, always ready when you need to decide.
No more waiting for month-end to find out where you stand. No more guessing what a big decision will do to your cash. Just a clear picture of what’s ahead, so you can stay in control and act with confidence.
“A breath of fresh air to meet a financial person that I trust and like.”
”With being able to see into the future, what the future could look like, it means you can make actions today that change that future”.
Nick Ford, Founder & Design Engineer, PipSqueak
“FDPack allows me to really have the visibility I need to run my business”
”Now I have a live forward-looking forecast, and a really clear picture of my cash flow month by month. That level of clarity has been a complete game changer”.
Rebecca Hunter, Founder & CEO, Jolene
A fractional Finance Director, with our own forecasting software
We are the only UK provider offering both fractional FD expertise and our own forecasting software – in one clear, cost-effective solution. No costly in-house hire. No DIY software you’re left to figure out yourself. You get everything you need to understand your financials and be confident in the decisions you are taking today, so that you are in complete control of your business and its future.
A complete package: we take care of your management accounting
Here’s what changes when you work with FDPack:
FDPack sits at the heart of your finance and accounting function
We understand the stress and the pressure to make the right calls, because we’ve been in the room where those decisions happen. That’s why FDPack offers a well-defined solution that fits neatly into the “sandwich” between bookkeeping and external accountants and auditors. From customising your accounts to building forecasts and presenting to boards and stakeholders, we give you expert, hands-on support exactly when and where it matters most.
Forecasts done properly
A forecast is only useful if you can trust it. Ours are built the same way your actuals are, transaction by transaction, not rough estimates bolted on at the end. And because your Cash Flow, Profit and Balance Sheet are fully integrated, a change in one flows straight through the others automatically.
Why choose FDPack
What sets us apart
Who We Help
Built for Ambitious Owner-Managed Businesses
FDPack works best for businesses turning over £1m to £10m, that have outgrown basic bookkeeping and are reaching the point where the business needs real financial leadership, not just more bookkeeping.
You’re probably a good fit if you:
Sounds like you?
Some Examples of Where We Fit Best
This isn’t a definitive list, just a flavour of the kind of complexity that tends to bring people to us:
How Much Financial Clarity Do You Really Have?
Answer 5 quick questions and get your Financial Clarity Score, plus a clear picture of where the gaps are.
Meet The Team
Spencer Smith
Spencer built FDPack after years as a Finance Director, holding full-time and fractional roles across a range of businesses. He combines deep knowledge of accounting systems with a straightforward belief: business owners need clarity, not complexity.
Simon Phippen
Simon has spent his career building planning and forecasting tools across corporate and personal finance. He’s skilled at identifying exactly the information a growing business needs to manage well.
Lee Ramsingh
Lee leads FDPack’s technology partnership. His team specialises in web-based, on-demand reporting and big data analysis. Lee worked with Spencer to bring FDPack’s online platform to life, and continues to support its development.
Built by a Finance Director who’s lived it
Spencer Smith founded FDPack 15 years ago, one of the UK’s first virtual Finance Director services, after seeing too many SME owners make big calls without a clear view of what was coming next.
He’d built, bought and advised businesses himself, so he’d seen the gap between bookkeeping and the boardroom first hand. Inspired by Lotus Cars founder Colin Chapman’s principle, “simplify, then add lightness,” he built FDPack to strip out the noise and keep only what actually helps you decide.
Questions You Might Have
See FDPack in Action
Ready to see what’s coming in your business?
If your numbers feel uncertain, and the big decisions are harder than they should be, let’s talk.
There’s no pressure, just a relaxed conversation with Spencer, based on real experience running businesses like yours.
Blogs
A few honest, plain English reads on running the numbers side of your business.
From Gut Feel to Financial Clarity
Most SME owners can’t say what their bank balance will be in three months’ time. Here’s what changes when a business finally gets its financial numbers right.
Are your numbers telling you what really matters?
Running a business without the right financial management information is like driving through fog – you’re moving but can’t clear see what’s ahead. Discover how FDPack gives you clarity to make better, faster decisions and manage your business more effectively.
What Is a Fractional CFO?
What is a fractional CFO, and why do growing businesses need one? Discover how part-time CFO expertise can drive growth without the full-time cost.
FDPack has given us the financial expertise you’d expect from an in-house finance director and we’re now confident in the growth decisions we’re making.
Ross Brain, Managing Director, Barratts Solicitors
A simple way to view, analyse and share your financial statements
FDPack combines actuals, budgets, and forecasts into a single database so that you can move seamlessly along a timeline from past performance to future plans. You can analyse your P&L, Cash Flow, and Balance Sheet in any comparative combination and for any timeframe. Share tailored views across your business to give every recipient the insight they need and in the format that makes sense to them.
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