A virtual Finance Director service for ambitious SMEs
FDPack is a unique virtual Finance Director service combining expert FD support with our own forecasting software
We give business owners a clear, forward-looking view of their numbers, so they can make confident decisions about the future. We provide high quality financial information and accurate forecasts you can trust, giving you the clarity and confidence to grow, raise investment or plan for exit, without the cost of a full-time finance director.
Financial clarity for better business decisions
A fractional service built on good numbers, done properly
Most businesses don’t lack data, they lack good quality financial information they can trust. That’s where we come in. We assemble your numbers properly – past and present – and turn them into clear, joined-up management information that shows where your business stands and where it’s heading.
The result is better visibility and a dependable, forward-looking financial picture you can rely on to run your business well. See what’s ahead, stay in control, and act with confidence, all without the cost or risk of a full-time finance director.
“A breath of fresh air to meet a financial person that I trust and like.”
”With being able to see into the future, what the future could look like, it means you can make actions today that change that future”.
Nick Ford, Founder & Design Engineer, PipSqueak
Why choose FDPack
We give SMEs the clarity to make good decisions now, the kind that positively shapes what happens next. From financial visibility to confident planning, here’s what sets us apart and why clients trust us.
Software and a Service
We are the only UK provider offering both fractional CFO expertise and proprietary forecasting software in one clear, cost-effective solution. You get everything you need to understand your financials and be confident in the decisions you are taking today, so that you are in complete control of your business and its future.
A complete package: we take care of your management accounting
As your business grows, tracking performance gets harder – actuals, budgets, forecasts, margins, cash flow, board packs. Just when you’re on top of it, things change and you’re back to square one. Let us handle your management accounting so you can focus on your customers, your team, and spend less time worrying about the numbers.
FDPack sits at the heart of your finance and accounting function
We understand the stress and the pressure to make the right calls, because we’ve been in the room where those decisions happen. That’s why FDPack offers a well-defined solution that fits neatly into the “sandwich” between bookkeeping and external accountants and auditors. From customising your accounts to building forecasts and presenting to boards and stakeholders, we give you expert, hands-on support exactly when and where it matters most.
FDPack has given us the financial expertise you’d expect from an in-house finance director and we’re now confident in the growth decisions we’re making.
Ross Brain, Managing Director, Barratts Solicitors
A simple way to view, analyse and share your financial statements
FDPack combines actuals, budgets, and forecasts into a single database so that you can move seamlessly along a timeline from past performance to future plans. You can analyse your P&L, Cash Flow, and Balance Sheet in any comparative combination and for any timeframe. Share tailored views across your business to give every recipient the insight they need and in the format that makes sense to them.
Forecasts done properly
In order to make forecasts more accurate and detailed, they are built with transaction level detail in the same format as the actuals. All three statements are integrated ensuring that, for example, changes to the P&L are automatically reflected in the Cash Flow and Balance Sheet.
See FDPack in Action
Book a Discovery Call
If you would like to talk about where you are now and where
you’d like to go, then please get in touch today.
There’s no pressure and no jargon, just friendly, expert advice based on real experience.
The FDPack story, so far…
FDPack was built to solve a problem, not sell a product. As a seasoned Finance Director, Spencer Smith created FDPack to help businesses make better decisions through clarity, simplicity and smart financial insight.
Inspired by the Lotus Cars ethos, “simplify, then add lightness,” Spencer set out to demystify finance and remove unnecessary complexity. What began as an Excel tool has evolved into a powerful online platform. Today, FDPack combines proprietary software with expert support, delivering cost-effective, high-quality management information for SMEs.
Meet The Team
Spencer Smith
Spencer created FDPack, combining his expertise in accounting systems with a commitment to simple, cost-effective financial planning. He has held full time and fractional Finance Director roles in a variety of businesses and has detailed knowledge of accounting systems and processes.
Simon Phippen
Simon is a Management Accountant with experience developing planning and forecasting tools across corporate and personal finance. He has held financial and operational roles in diverse industries and thrives on identifying the critical information businesses need to manage and grow.
Lee Ramsingh
Lee is the Founder of Better Technology Consulting, and leads FDPack’s technology partnership. His team specialises in web-based, on-demand reporting and “Big Data” analysis. Lee worked with Spencer to bring FDPack’s online platform to life and continues to support its development.
Blogs
Useful content to simplify and demystify a range of financial subjects
Statutory Profit vs EBITDA: Why the Numbers Don’t Tell the Same Story
Statutory profit and EBITDA are not competing metrics. They answer different questions. The gap between them is where interpretation becomes important. If that gap is not understood, decisions are made on numbers that do not reflect how the business actually operates. Key Takeaways Why Statutory Profit Doesn’t Always Reflect Performance Statutory profit is designed for…
Scenario Planning for SMEs: What You Should Actually Be Modelling
Scenario planning is not about predicting a single variable. It is about understanding how your business responds to change. For most SMEs, the relevant drivers are not isolated factors like interest rates. They are the practical variables that affect revenue, costs, and cash in day-to-day operations. The objective is not precision. It is understanding how…
The Future of SME Finance: Why Financial Software Alone Is No Longer Enough
Software has improved financial reporting significantly. But many growing SMEs still struggle with: The issue is rarely a lack of software. It is that software alone cannot create financial clarity without the right structure, interpretation, and expertise behind it. The future of SME finance is not human expertise versus technology. It is expert-led financial systems…
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